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Our experience managing accounts from $100,000 to five
million dollars and our procedures including the employment of a team of experts to administer Unified Managed Accounts, guaranteed
investment accounts and managed equity accounts gives us a unique advantage over representation by a single broker or
brokerage. Qualified investors find that we have carefully selected the wealth management team that we do business with
and maintain the following priorities:
- PROTECT ASSETS - Using a risk adjusted model
and daily monitoring changes are made immediately when necessary with the goal of protecting your investment.
- REDUCE
TAX BURDEN - By putting your investments under an overlay, assets in one account are monitored along with assets in another
for impending tax events with a goal of minimizing tax liability.
- TAKING CARE OF HEIRS - As advisors
on several trust accounts we have the experience to insure that your heirs are taken care of with trusts and dependable estate
plans.
- LITIGATION PROTECTION - Exposure to litigation can be exposure of assets. We help professionals
and small business owners style accounts to avoid such exposure.
Have you taken care of your
final expenses yet? Why is that important? Read here !
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News Alert
July 01,
2011 | Retirees Should Delay
Social Security, Add Annuities, GAO Says |
(Bloomberg News) Retirees may have to delay
Social Security benefits and buy an annuity to have enough money for retirement, said a U.S. government study.
“The
risk that retirees will outlive their assets is a growing challenge,” according to a study from the Government Accountability
Office scheduled for release today. Increased life expectancies and health-care costs coupled with declines in financial markets
and home equity over the last few years have “intensified” workers’ concerns about how to manage their savings
in retirement, the report said.
Annuities are insurance contracts that can offer a steady stream of income for
life. High-income households generally don’t need them, according to experts the GAO consulted. Middle- income households,
defined in the study as having a net worth of about $350,000 including their homes, that don’t have traditional pensions
should consider using a portion of their savings to purchase an inflation-adjusted annuity, the study said. Lower-income families
need to accumulate some cash savings first.
The study recommended that retirees make withdrawals from their investment
portfolios at a rate of 3 percent to 6 percent annually. Many also should wait to take Social Security until at least the
full retirement age, or 66 for those born from 1943 to 1954.
The Social Security program lets recipients take reduced
payments as early as age 62. It provides full benefits at age 66 and increases payouts for those who wait up to age 70. Almost
three-quarters of individuals took payouts before age 65, the GAO said. Monthly benefits received at age 70 are increased
by at least 32 percent compared with taking them at 66, according to the study. |
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Accredited
Investor (One of the below):
• Individual with net worth or joint net
worth with spouse over $1,000,000
• Individual with income in each of the last two years over $200,000
•
Individual and spouse with joint income over $300,000 in each of the last two years and a reasonable expection for that to
continue.
• A private business development company as described in the Investment Advisors Act of 1940.
•
A bank or savings and loan as defined in the Securities Act.
• A broker-dealer or insurance company as defined
in the Securities and Exchange Act.
or
• Small business
investment company licensed by the Small Business Administration.|
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Favorite
Strategies:
OIL & Gas
Limited partnership
in the right oil company can offer large returns and maximum tax advantage. When will we ever not need oil? Click HERE for the complete story.
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Life Settlement
With the safety
of bonds and double digit returns this insurance based product has a place in your investment plan. Click HERE for details.
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Index Strategy
Returns the gains of the S&P 500, Nasdaq and Dow industrial averages up to a cap but never loses principle
or interest received when the market goes down.
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Managed Equities
Selected
separate account managers managing your account and making strategic moves as soon as the market dictates without delay.
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